This is a comprehensive protection plan against loss or damage to your home. Such as Building, Contents (like household goods and other personal property) , rent , alternative accommodation, liability to the public and accidents to the domestic helpers.

This policy provides cover against losses &/or damages caused by the following:

  1. Fire, lightning, thunderbolt, explosion, earthquake or volcanic eruption
  2. Riot, strike, labour disturbances, malicious damages and civil commotion.
  3. Storm, tempest, flood.
  4. Bursting or overflowing of water tanks, apparatus or pipes.
  5. Aircraft and other aerial devices and/or articles dropped there from impact by any road vehicle or animals.
  6. Theft.
  7. Accidental breakages.
  8. Falling trees.
  9. Accidental damage to underground properties.

These all coverage subject to terms, exclusions and limitations of the policy. Usual duration of the policy is 12 months.