The policy is an “All Risks” protection to your property/expenses that provides a broader coverage for loss or damage due to any causes except a few specific exclusions stated in the policy.
The perils covered under this policy include but are not limited to:
- Accidental damage and/or breakage.
- Fire, Lightning, explosions.
- Earthquake and Volcanic Eruption.
- Storm, Tempest and Flood and Inundation.
- Damage caused by aircraft and other aerial devices and/or articles dropped there from.
- Bursting and Overflowing of Water Tanks and Pipes.
- Impact Damage by Road Vehicle.
- Riot, Strike, Civil Commotion.
- Malicious Damage.
The cover is designed to suit the requirements of commercial and industrial establishments.